Condominium Insurance Law : Condo Insurance Lawyers & Attorneys : Merlin Law Group Law Firm : Tampa, Houston, Coral Gables & West Palm Beach

While most people don’t pay close attention to the hurricane forecasts each year, in my business, one would be foolish not to. Yes, the forecasts for the past few years have suggested that the Atlantic hurricane seasons would be very active. And yes, these reports have turned out to be incorrect. So why do I take the time to check these predictions? The answer is simple, it helps me advise clients on the risks associated with hurricanes and helps me to motivate people to check their coverage.

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As most of you know by now, Merlin Law Group has teamed up with other attorneys to file a class action lawsuit aimed at protecting the Gulf Coast from the effects of the massive BP oil spill. One thing that sets our suit apart from the others, is that we have requested emergency injunctive relief to force BP to take steps to protect our clients’ property before the oil hits, as well as seeking monetary damages for the financial catastrophe this has caused.

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Reports last week indicated that Southern California had been shaken by a 5.1 magnitude earthquake. After further review, however, the USGS downgraded the quake to a 4.5 and has opined that the tremor was most likely an aftershock from the April 4, 2010, 7.2 magnitude quake, which rattled buildings in Baja.

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Because of the unfortunate events involved in the sinking of the Deepwater Horizon and the subsequent gulf oil spill, I have not been able to take a minute to reflect on the 59th Annual Community Associations Institute National Conference which ended last week. I have been fortunate to attend many of these meetings over the years, and have watched CAI grow into a remarkable resource for anyone who is involved with Condominiums or Home Owners Associations.

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Thanks to all who attended yesterday’s town hall meeting in Destin, Florida. For all of you who were not able to make it, we had a huge turnout. The 500 seats filled quickly.

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Our firm has been receiving calls from a large number of Florida condominium associations over the past few days regarding the increasing problems associated with the oil spill that is plaguing the gulf coast. I have a personal connection to this growing crisis. I spent a large portion of my life in Destin, Florida, and part of my family still lives and works in the area. Late last night, I flew to the panhandle to see what our firm could do to help.

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One of the first steps in dealing with an association’s claim, is determining what is covered under the association policy and what is covered under the individual unit owner’s policy. Many associations and insurance professionals are unclear as to what exactly is covered by the association policy, and questions constantly arise during the claim.

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