July 2016

Usually the suit limitations provision in a policy dictates when a suit to recover can be filed. However, recently the Federal District Court of Washington held that under certain circumstances that is not necessarily true. In Holden Manor v. Safeco,1 the trial court refused to dismiss a homeowners association’s coverage suit as untimely, notwithstanding the fact that the suit was filed in 2015 and sought coverage under a policy that ended in 1982.Continue Reading Homeowners Association Claim Filed in 2015 May be Covered by a Policy Ending in 1982

A federal district court in Washington recently decided that a claim against the owner of a condominium unit arising from the owner’s installation of a hardwood floor without the necessary permission (as spelled out in the Condo association’s bylaws), did not amount to an “occurrence” under the owner’s insurance policy.1Continue Reading Lawsuit against Condo Owner for Improvements Done in Violation of CC&Rs Did Not Amount to an Occurrence Under the Condo Owner’s Insurance Policy